Make money online without spending a dime

How do you make money online? From blogging to profitable social networking and playing games to posting on forums, the internet is a world of money making opportunity Of course there are countless ways to make money online.  However, most people will only settle down for those that do not require much... 

6 biggest mistakes job hunters are making now

Desperation, and six other mistakes job-seekers should avoid Economists call it the labor market, but for job hunters competing with almost 15 million unemployed workers, it probably feels more like a labor jungle. And many economists expect the current 9.5% unemployment rate to get worse before it gets... 

The 5 most and least expensive cars to insure

From seeking greater fuel efficiency to carpooling, some American drivers are looking for ways to save on ownership costs. But one thing most can’t do without is car insurance. Each of the nation’s 50 states has laws that require drivers purchase liability insurance or provide enough “proof... 

Should you do taxes yourself or hire a pro?

Do you look forward to your annual tax-filing duties? The truth is that Americans universally dread the task. Just how much anxiety it evokes might depend on how you decide to complete your filing responsibilities. You basically have two choices: Do your taxes yourself or turn the task over to a professional.... 

How to build a portfolio wisely and safely

Inflation or deflation? Even the experts can’t agree whether rising or falling prices lie in our future. That leaves investors in a quandary: how to construct a portfolio at a time of great uncertainty. A wrong bet could be devastating. If your portfolio is built for deflation, for example, your... 

How much house can you afford now?

The era of the McMansion is over, but how far exactly is the next step down? With the real estate market still in flux after the subprime mortgage crisis, many potential home buyers are confused over which listings they should be scouting. That’s because the math that once guided their decisions... 

Utilities help pull stocks higher after early fall

Stocks bounced back from early losses to post moderate gains as traders funneled money into utility and financial companies. Major market indexes ended at their highest levels in nearly a year. Stocks slid at the open following a drop in overseas markets on worries that a trade war would erupt between... 

Where to find america’s most affordable real estate

Buying a house in the U.S. hasn’t been this affordable in a generation. Not only have housing prices plunged from Miami to Los Angeles, but interest rates are near historic lows. And for first-time buyers who act fast, Uncle Sam will kick in $8,000 toward the purchase. Interestingly, the most affordable... 

Best end-of-season sales

Shopping end-of-summer sales typically involves stocking up on warm-weather gear like swimsuits, shorts and anything made of cotton or linen. The same rules apply this summer, with two welcome exceptions: Discounts are deeper than usual, and more versatile product is up for grabs. Most major retailers,... 

13 simple ways to lower your electric bill

Forgoing the family road trip for a homebound vacation may not save you the money you’d hoped if it means running the AC full blast all summer. Even with oil and other commodity prices dropping because of the recession, average residential electricity prices are expected to rise 4.7% this year...